Dirty Tricks

You dirty bastards.  I clicked on the "check for banks supported" by my
money product installed and i get this...

Banking

Direct Services* are the fastest, easiest way to connect with your financial
institution and have your statements automatically downloaded into Money
directly from your financial institution.

* This service is only available if you have Microsoft Money 2005. You will
need to use Microsoft .NET Passport in order to access your account
information.

Your financial institution may offer an alternative means of downloading
statements and transactions from their web site into Microsoft Money 2004
and earlier. Please contact them for more information..
----------------

Could some one please explain why I have to purchase a new product JUST to
download bank statement information?  Hell as it stands i can barely tell
the difference between the MSN services and the product i have installed!!!
I wonder how blurred the line is with 2005!!!


0
2004
1/4/2005 3:33:28 AM
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The reason you "have to purchase a new product JUST to download bank 
statement information" is that M05 added a whole new approach to the 
downloaded data problem called Yodlee in order to support literally 
thousands of FIs that refused to play along for prior Money versions. See 
http://umpmfaq.info/faqdb.php?q=171 for more on Yodlee and how it makes this 
magic happen. Some people think Yodlee is the Best Thing That Ever Happened 
to Money. Others are less thrilled. Do your own due diligence.

How have they blurred the line between Money and MSN in M05? Every way they 
possibly can. Note that, among other things, using a Yodlee connection to 
get FI data FORCES you to store account data on MSN web servers. Some people 
think this is the Best Thing That Ever Happened to Money. Others are less 
thrilled. Do your own due diligence.

For more thoughts on M05, see http://umpmfaq.info/Money2005.htm.

"2004 User" <email@loalhost> wrote in message 
news:ORxlN5g8EHA.3592@TK2MSFTNGP09.phx.gbl...
> You dirty bastards.  I clicked on the "check for banks supported" by my
> money product installed and i get this...
>
> Banking
>
> Direct Services* are the fastest, easiest way to connect with your 
> financial
> institution and have your statements automatically downloaded into Money
> directly from your financial institution.
>
> * This service is only available if you have Microsoft Money 2005. You 
> will
> need to use Microsoft .NET Passport in order to access your account
> information.
>
> Your financial institution may offer an alternative means of downloading
> statements and transactions from their web site into Microsoft Money 2004
> and earlier. Please contact them for more information..
> ----------------
>
> Could some one please explain why I have to purchase a new product JUST to
> download bank statement information?  Hell as it stands i can barely tell
> the difference between the MSN services and the product i have 
> installed!!!
> I wonder how blurred the line is with 2005!!!
>
> 


0
1/4/2005 3:56:41 AM
You do not need to purchase a new version to download bank statments.  
Although I have no idea how you would be able to add new banks if that is 
what your getting now in 2004.

I think your right in that the MSN services are blurred, it's very difficult 
to tell if you entering information into MSN or Money 2005, I'm not so much 
scared of sharing the information but when I type the information in I want 
to make sure it goes into my Money file and not some remote server.

Graham

"2004 User" wrote:

> You dirty bastards.  I clicked on the "check for banks supported" by my
> money product installed and i get this...
> 
> Banking
> 
> Direct Services* are the fastest, easiest way to connect with your financial
> institution and have your statements automatically downloaded into Money
> directly from your financial institution.
> 
> * This service is only available if you have Microsoft Money 2005. You will
> need to use Microsoft .NET Passport in order to access your account
> information.
> 
> Your financial institution may offer an alternative means of downloading
> statements and transactions from their web site into Microsoft Money 2004
> and earlier. Please contact them for more information..
> ----------------
> 
> Could some one please explain why I have to purchase a new product JUST to
> download bank statement information?  Hell as it stands i can barely tell
> the difference between the MSN services and the product i have installed!!!
> I wonder how blurred the line is with 2005!!!
> 
> 
> 
0
Graham8706 (123)
1/4/2005 4:03:02 AM
Dick, you have been most helpfull, Thank you

Ah, I looked at the FAQ site... After being pointed in the right direction I
may be able to find and understand the site a little better now. Thank you.

Now that M05 is using Yodlee will a new Money version have to be purchased
to access banks and other institutions added post M05 release?

It also seems that M05 is just using MSN Money to store the account
information.  Why would I want to use M05 when I can access my accounts via
MSN Money.  I assume it is free and the question is ignoring the issue that
the data is then stored on their server... which is in itself a scary
idea....

After reading a few of the FAQ entries I also agree that Money does appear
to be a vector for marketing.  I mean, what better place to view the
spending habits of users right....  "dirty tricks" and I am sure there is no
way to turn that off.... I hate products with advertising built into it....
And to think that then their "advice" tips might be just feeding of the
marketing data mining... and not from a good source but just something to
profit the highest bidder for the marketing content...



"Dick Watson" <littlegreengecko@mind-enufalready-spring.com> wrote in
message news:uWRrkFh8EHA.2572@tk2msftngp13.phx.gbl...
> The reason you "have to purchase a new product JUST to download bank
> statement information" is that M05 added a whole new approach to the
> downloaded data problem called Yodlee in order to support literally
> thousands of FIs that refused to play along for prior Money versions. See
> http://umpmfaq.info/faqdb.php?q=171 for more on Yodlee and how it makes
this
> magic happen. Some people think Yodlee is the Best Thing That Ever
Happened
> to Money. Others are less thrilled. Do your own due diligence.
>
> How have they blurred the line between Money and MSN in M05? Every way
they
> possibly can. Note that, among other things, using a Yodlee connection to
> get FI data FORCES you to store account data on MSN web servers. Some
people
> think this is the Best Thing That Ever Happened to Money. Others are less
> thrilled. Do your own due diligence.
>
> For more thoughts on M05, see http://umpmfaq.info/Money2005.htm.
>
> "2004 User" <email@loalhost> wrote in message
> news:ORxlN5g8EHA.3592@TK2MSFTNGP09.phx.gbl...
> > You dirty bastards.  I clicked on the "check for banks supported" by my
> > money product installed and i get this...
> >
> > Banking
> >
> > Direct Services* are the fastest, easiest way to connect with your
> > financial
> > institution and have your statements automatically downloaded into Money
> > directly from your financial institution.
> >
> > * This service is only available if you have Microsoft Money 2005. You
> > will
> > need to use Microsoft .NET Passport in order to access your account
> > information.
> >
> > Your financial institution may offer an alternative means of downloading
> > statements and transactions from their web site into Microsoft Money
2004
> > and earlier. Please contact them for more information..
> > ----------------
> >
> > Could some one please explain why I have to purchase a new product JUST
to
> > download bank statement information?  Hell as it stands i can barely
tell
> > the difference between the MSN services and the product i have
> > installed!!!
> > I wonder how blurred the line is with 2005!!!
> >
> >
>
>


0
2004
1/4/2005 4:48:15 AM
Comments below. Thanks for the feedback.

"2004 User" <email@loalhost> wrote in message
news:Okh1Bjh8EHA.1260@TK2MSFTNGP12.phx.gbl...
> Dick, you have been most helpfull, Thank you
>
> Ah, I looked at the FAQ site... After being pointed in the right direction
I
> may be able to find and understand the site a little better now. Thank
you.
>
> Now that M05 is using Yodlee will a new Money version have to be purchased
> to access banks and other institutions added post M05 release?

Tough to say what the plan is--if Yodlee suddenly adds capability to skim
some other FI, is it available in M05 as soon as Yodlee say it is or does an
intereste user wait for and pay for M06? The former seems an obvious
value-oriented thing. The latter doen't seem beyond imagination. Time will
tell.

> It also seems that M05 is just using MSN Money to store the account
> information.  Why would I want to use M05 when I can access my accounts
via
> MSN Money.  I assume it is free and the question is ignoring the issue
that
> the data is then stored on their server... which is in itself a scary
> idea....

I think that's what Microsoft is hoping everyone gets to. Who needs Money
(the application on your personal PC)when there's MSN Money (the web-based
service)? I think you will find that Money adds a lot of value--unless all
you are looking for is the access to web account transactions.

> After reading a few of the FAQ entries I also agree that Money does appear
> to be a vector for marketing.  I mean, what better place to view the
> spending habits of users right....  "dirty tricks" and I am sure there is
no
> way to turn that off.... I hate products with advertising built into
it....
> And to think that then their "advice" tips might be just feeding of the
> marketing data mining... and not from a good source but just something to
> profit the highest bidder for the marketing content...

Others may not view it this way. But I'm certainly skeptical.


0
1/4/2005 6:27:47 PM
Try posting without using profanities and you might get a warmer reception 
here.

Thanks In Advance

Specialist David W
(U.S.A.F. Network Information Systems)
"2004 User" <email@loalhost> wrote in message 
news:ORxlN5g8EHA.3592@TK2MSFTNGP09.phx.gbl...
> You dirty bastards.  I clicked on the "check for banks supported" by my
> money product installed and i get this...
>
> Banking
>
> Direct Services* are the fastest, easiest way to connect with your 
> financial
> institution and have your statements automatically downloaded into Money
> directly from your financial institution.
>
> * This service is only available if you have Microsoft Money 2005. You 
> will
> need to use Microsoft .NET Passport in order to access your account
> information.
>
> Your financial institution may offer an alternative means of downloading
> statements and transactions from their web site into Microsoft Money 2004
> and earlier. Please contact them for more information..
> ----------------
>
> Could some one please explain why I have to purchase a new product JUST to
> download bank statement information?  Hell as it stands i can barely tell
> the difference between the MSN services and the product i have 
> installed!!!
> I wonder how blurred the line is with 2005!!!
>
> 


0
1/6/2005 6:40:41 PM
Reply:

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