I need an amortization schedule that allows changing the monthly payment amount. I have a house that I have sold to someone with a contract for deed. I have an amortization schedule, but due to them having some financial probems they have lowered the monthly payment with my permission. That is why I would like to change the payment amount after 2 years of calculated payments. I would appreciate any ideas. Gervis "Gervis" wrote: > I need an amortization schedule that allows > changing the monthly payment amount. Off-hand, I don't know of a free template...

I've looked all over the internet for the answer to this one, and the only one I found was that you could create entries for reinvested interest; however, doing that would affect your tax calculations and wouldn't accurately reflect your income. I'm glad to say, I've figured out a better way that will really track the performance and correctly state your portfolio value without affecting the tax calculations. So on to sharing the wealth: Say you buy a $10,000 6 month Treasury Bill at the discount rate of 97.4773. You would make an entry into your portfolio account for a...

Will MS Money 03 amortize loans and manipulate the numbers? None of the boxes or the salespeople know. Money has a type of account, the Loan Account, for amortized loans. It has a type of transaction, the Loan Payment, that calculates interest expense and Principal Transfer components of each payment. That may or may not answer your question. "Asussertown" <DROPsussertown@adelphia.net> wrote in message news:eHGefFTSFHA.3336@TK2MSFTNGP10.phx.gbl... > Will MS Money 03 amortize loans and manipulate the numbers? None of the > boxes or the salespeople know. Money ...

I need some help with an excel sheet and you guys may be the ones to help. I have a list of capital expenditures that I want to amortize over X months. Lets say office equipment is $10,000 and we are amortizing it over 12 months starting 1/1/11. That gives us a monthly cost of $833.33 Total capital expenditures by month 1/1/11 - $833.33 2/1/11 - $833.33 3/1/11 - $833.33 4/1/11 - $833.33 5/1/11 - $833.33 6/1/11 - $833.33 7/1/11 - $833.33 8/1/11 - $833.33 9/1/11 - $833.33 10/1/11 - $833.33 11/1/11 - $833.33 12/1/11 - $833.33 So that is just one expense. No lets say in June we buy more compu...

Why doesn't Money recommend entering a US Savings Bond as a zero-coupon bond type of investment where the quantity is the face value and the price is 50 (fifty percent of face value)? I have entered each of my savings bonds as a "CD or US Savings Bond." Then I set the value to what I paid, 50% of the face. I have recently added an "interest" transaction to show the accumulated interest as well. When I view my asset allocation all this show up under "cash." Further, if I view my portfolio it does not show the face value. What is the harm in recor...

I am trying to set up a dynamic amortization schedule that allows me t change the loan variables (interest rate, length of loan, amount, etc. I am using the PPMT and IPMT functions to calculated the principal an interest payments for each period. My model covers a 30 year tim horizon. The problem occurs when I set the loan time less than 30 years. Fo example, for a 20 year loan I have a line that counts 1, 2, 3, ..., 20 0, 0, to tell the PPMT and IPMT equations which period to calculate. But when it reaches year 21, a zero feeds into the PPMT equation fo time period, resulting in a #NUM...

I have a situation where the capital gain on a bond isn't taxable but the income is. Is there a way to flag this in Money so that it appears correctly in tax reports? I doubt the Money folks ever envisioned such a situation - could you explain it? -- Michael Gordon - MVP "CWatters" <colin.watters@pandora.be> wrote in message news:eTPPa.2099$F92.204@afrodite.telenet-ops.be... > I have a situation where the capital gain on a bond isn't taxable but the > income is. > > Is there a way to flag this in Money so that it appears correctly in tax > reports...

I have a copy of Money 97 that had an amortization calculator included that I absolutely love. My copy of Money 97 will no longer run on my Windows Vista. Does anyone know of any products that have a amortization calculator similar to this one? In microsoft.public.money, shurbyz wrote: >I have a copy of Money 97 that had an amortization calculator included that I >absolutely love. My copy of Money 97 will no longer run on my Windows Vista. > Does anyone know of any products that have a amortization calculator similar >to this one? http://www.bankrate.com/brm/mortgage-ca...

how do i create amortization tables in Excel 2003 You can either create one yourself with Excel's financial functions; see http://office.microsoft.com/en-us/excel/HA011117451033.aspx or use one of many templates, like these: http://office.microsoft.com/en-us/templates/results.aspx?qu=amortization&av=TPL000 -- Kind regards, Niek Otten Microsoft MVP - Excel "Mpho" <Mpho@discussions.microsoft.com> wrote in message news:39A31A72-2793-402D-A1D1-FA45B6D64920@microsoft.com... | how do i create amortization tables in Excel 2003 ...

In the loan amortizaiton template, how do I change the settings so that the payments are calculated as being paid at year-end rather than at the beginning of the period? ...

I WOULD LIKE TO GET A AMORTIZATION SCHEDULE. DOES WORKS (VERSION 7) ALLOW ME TO DO THIS. ANY HELP APPRECIATED crabby Please don't SHOUT. It hurts my eyes and is entirely unnecessary. If Works version 7 has a spreadsheet component, yes, it can be used to generate an amortization table. "CRABBY" <mcrabby@hotmail.com> wrote in message news:00dd01c3577d$e0c63340$a301280a@phx.gbl... > I WOULD LIKE TO GET A AMORTIZATION SCHEDULE. DOES WORKS > (VERSION 7) ALLOW ME TO DO THIS. ...

What are the benefit(s) of creating an amortization schedule in MS Excel 07? <kmack1982@gmail.com> wrote... >What are the benefit(s) of creating an amortization schedule in MS >Excel 07? As opposed to doing it manually with paper, pencil and an 80 year old printed table of compound interest rate accumulation factors? Homework? ...

Does Money 2004 have the capability to handle Amortization Factors or Amortized Values for bonds, such as Fannie Mae. The Money Help screen (Bonds) acknowledges that the FNMA bonds will return principle, and a Return of Capital transaction can be entered. However, the transaction does not seem to have the correct effect on either Market Value or Cost Basis. Does the Return of Capital transaction have any effect on these values? -- Michael Gordon MVP "Frank S." <anonymous@discussions.microsoft.com> wrote in message news:018c01c3a7c9$a2b8c8f0$a501280a@phx.gbl... &g...

I am looking for a template to plug-in the payment, loan amount, interest rate and term for a loan to get a amortization table. Also if one of the four above are missing it will calculate the missing number. ...

I have used the Amortization template but would like to adjust it so that it automatically fills in the missing value. If I have 3 of the 4 values (note amount, term, payment and interest rate) it would fill in the missing value and create an amortization table. How do I do this? Thanks. In cells A1:F1, enter Pmt # Note Amount Term Payment Interest Rate Principal In Cells A2:F2, enter the formulas: (Note that these formulas will return errors initially - the errors will resolve when you have entered three of the four items) =ROW()-1 =PV(E2/12,C2,D2) =NPER(E2/12,D2,B2) =PMT(E2/12,C2,B2)...

I would like to create a macro that creates an amortization table. Something like putting in the present value, rate, and number of months then have excel use as many rows as necessary to output the princ/int values. Can this be done? Is there a sample somewhere that does anything like this? Why not try recording and then changing rows to a variable controlled by years in a cell/12 -- Don Guillett SalesAid Software donaldb@281.com "Bradley M. Small" <BSmall@XNOSPAMXmjsi.com> wrote in message news:OcAFd9u%23DHA.2480@TK2MSFTNGP12.phx.gbl... > I would like to create a ma...

We have a fair number of prepaid invoices amortized over time. Currently these invoices are charged to a prepaid account, maintained in excel, then amortized to the expense account via journal entry each month. The problem with this process is that, when reviewing expense variances/trends, I cannot identify what each of the debits in the expense account represents without consulting the excel spreadsheet. Does GP provide the ability to spread the expense to different periods from within the purchasing module? This is the only potential solution I can think of where the link between ...

Yet another report that doesn't do what it says it does... Env: M04 Deluxe. Loan Transaction report set to include transactions from register and to show "Paid from account". Instead of the Paid From account, it shows the loan account name for the loan you are reporting on. How helpful. Does anybody actually test this stuff in any rigorous way? I understand how intermittent hangs and corruption problems and so forth are hard to test for. But that the options in a customize dialog do what they say they do? ...

I made a large extra principal payment on my mortgage. MS Money produced an updated amortization schedule showing the new principal payment would be a much larger percentage of my total payment (that is, each payment would include much less interest than before). The actual allocation for the next payment on July 1 followed the original amortization schedule rather than the new one. In dollars, in June my monthly payment of $870 included $584 in principal. In July--after the large extra payment--the amortization schedule showed the July payment would be about $710 in princi...

Allow full edit of all fields in the amortization schedule that is generated in Scheduled Payment (PM). There are often times when a bank payment schedule will change the interest rate each year, or calculate on 360 days vs. 365 days for the interest. We should have the ability to create the payment schedule to suit our business needs. Currently on the payment field and the payment date are available for edit, and only if the interest rate is 0.0%. ---------------- This post is a suggestion for Microsoft, and Microsoft responds to the suggestions with the most votes. To vote for thi...

When paying extra principal on my mortgage the loan amortization payment number stops and starts over again at payment number one. Was there a question here? Seriously, loan payment numbers tend to do lots of flaky things. I have a loan that pays weekly and it flat refuses to number them. Whatever. Number them yourself if you care; you can change these at will. Personally, I'd leave an extra principal payment number blank. "dave" <dhunsaker@prodigy.net> wrote in message news:071701c34bb2$0fee4040$a001280a@phx.gbl... > When paying extra principal on my mortgage the ...

I am setting up Microsoft Money 2006, and I would like to have my mortgage listed as one of my accounts, so I can automatically see how much principle is still owed. I also would like to have my mortgage set up as an automatic bill each month. However, when I have the automatic payment set up, it simply deducts that entire payment (PITI) from the principal amount owed, even though I have a fixed loan and my principle payment changes each month. I would like to set it up somehow so that when I automatically pay the mortgage, the amount of the loan remaining changes to the correct amou...

Can anyone provide a formula to calculate loan payments within a worksheet to amortize a mortgage - i.e. term, rate, and amount given? I need to auto calculate a couple variables for 15, 20, 25, and 30 years. Thanks! Have you tried the PMT Function? -- Ken Russell kenrussellyourhat@optushome.com.au Remove yourhat to reply by e-mail .. "TwistedPixel" <twistedpixel@linux.site> wrote in message news:pan.2005.06.04.05.46.59.251863@linux.site... > Can anyone provide a formula to calculate loan payments within a worksheet > to amortize a mortgage - i.e. term, rate, and ...

An example is a five year note that is interest only for the first 12 months, then principal and interest for the remaining 48 months. As far as I can tell, the built-in scheduled payments are limited to calculating principal & interest over the legth of the schedule. Is there an additional module or third party add-in that will handle the more complex types of financing that some folks thrive on? Thanks in advance We have made some enhancements to the module. If you're interested, feel free to contact me to discuss a possible customization. Darren darren@binarystream.com &q...

Hello, I was wondering how I simulation an loan amortization of this type. I have a loan called 30/15. Basically it is calculated over 30 years but need to be paid in 15. What would be the best way to set it up ? Thnak you In microsoft.public.money, Thomas Poteau wrote: > >I was wondering how I simulation an loan amortization of this type. > >I have a loan called 30/15. Basically it is calculated over 30 years but >need to be paid in 15. What would be the best way to set it up ? If you know the payments, enter that data. Leave the interest blank for Money to compute. ...