#### Present Value of One Time Payment N Years in Future

```How do you calculate the present value of a one time payment that is N years
in the future?

--
Will

```
 0
westes-usc (10)
6/11/2007 4:23:30 AM
excel 39879 articles. 2 followers.

4 Replies
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```On Jun 10, 9:23 pm, "Will" <westes-...@noemail.nospam> wrote:
> How do you calculate the present value of a one time payment that is N years
> in the future?

Suppose the future value is \$100,000 in 20 years.  You need to know
the annual "rate" -- an interest rate, average growth rate, or a
discount rate.  Suppose it is 5%.  Then the present value is:

=pv(5%, 20, 0, -100000)

```
 0
joeu2004 (766)
6/11/2007 6:07:18 AM
```I am a newbee to 2007 and have lost the function of saving a *.dbf file back
to a compatible database structure. Is there a fix?

```
 0
6/11/2007 7:46:52 AM
```Hi

It has been removed from XL2007, but not from Access2007.
Your only options would therefore appear to be to transfer to access if
you have it, or save in a 97-2003 compatibility mode, and pick it up in
XL2003 (if you still have it) and export from there to db format.

--
Regards

Roger Govier

"Murph" <denis.murphy@bigpond.com> wrote in message
news:57FA241E-55F1-49CA-BC00-D9E54454F6A7@microsoft.com...
>I am a newbee to 2007 and have lost the function of saving a *.dbf file
>back to a compatible database structure. Is there a fix?

```
 0
roger5293 (1125)
6/11/2007 3:49:12 PM
```Sun, 10 Jun 2007 21:23:30 -0700 from Will <westes-
usc@noemail.nospam>:
> How do you calculate the present value of a one time payment that is N years
> in the future?

If A1 is the future value, A2 is the interest rate per year, and A3
is the number of years, then the present value is

= A1 / (1+A2) ^ A3

Caution: A2 must be a percernt, e.g. .05 or 5% and not plain 5.

--
Stan Brown, Oak Road Systems, Tompkins County, New York, USA
```
 0
6/16/2007 2:55:12 PM

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